Join us on a compelling exploration of the intricate world of divorce real estate with our guest Allison Decent, Certified Divorce Real Estate Expert (CDRE), as we explore her unique certification and how it benefits divorce attorneys and their clients. Allison is not just an expert; she's a beacon of knowledge in her field, breaking ground with her unique certification. With her toolbox filled with market stats, comparative market analysis, and a deep understanding of divorce listings, she proves that her role is not just pivotal but also transformative in navigating the real estate side of divorce.
She provides a comprehensive lowdown on her unique certification, the intensive training involved, and the plethora of resources she offers, ranging from market stats to comparative market analyses. She also emphasizes the importance of working with certified divorce lending professionals and the intricacies of divorce listings. To get in contact with Alison, you can find her at http://www.adecentagentinvail.com.
What is Divorce at Altitude?
Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado.
To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at firstname.lastname@example.org.
DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.
Hey everyone. I'm Ryan Kalamaya.Amy Goshca:
And I'm Amy Goscha.Ryan Kalamaya:
Welcome to the Divorce at Altittude, a podcast on Colorado family law.Amy Goshca:
Divorce is not easy. It really sucks. Trust me, I know. Besides being an experienced Divorce attorney, I'm also a Divorce client.Ryan Kalamaya:
Whether you or someone considering Divorce or a fellow family law attorney, listen in for weekly tips and insight into topics related to Divorce co-parenting. And separation in Colorado.Amy Goscha:
Hello, welcome back to another episode of Divorce at Altitude. I am Amy Goscha, and I have the pleasure of having Alison Decent with me today with Keller Williams Mountain Properties. HowAllison Decent:
are you, Ali? I am just great today. How are you, Amy?Amy Goscha:
I am great. Thank you so much for coming on as an expert guest. I'm really excited. We're going to be talking about your certification that you have, your certified divorce real estate expert. Can you just tell the audience a little bit about yourself so they know whoAllison Decent:
you are? Okay. Well, my name's Allie and only my mother calls me Allison. I like to keep things pretty chill, but I love real estate. I have been in the real estate business as a broker for 10 years now. Up in the Vail Valley of Colorado. I serve Vail and the surrounding ski areas. I also serve Breckenridge, Summit County, Granby soon to be Chaffey, Lake County and everywhere in between. So I am the top of the Rockies as a certified divorce real estate expert and I love what I do. It really is fun to be able to help people in this niche. And also to be able to help people in the regular real estate as well. It's my passion and I can't wait to talk aboutAmy Goscha:
it. Oh, that's so great. I mean, I'm very excited, as a divorce attorney, when I say my round table of experts, there usually is someone like you on that team, when I'm representing. Whether it be husband or wife and usually it's in the capacity of, selling a house or, who's going to keep the house, what's the value of the house. So tell us, what is this what is the Certified Divorce Real Estate Certification. Can you tell us what this is and how we can now as like a divorce attorneys or even clients listening to this or people going through divorce, how this will really help them?Allison Decent:
Yes. So, a certified divorce real estate expert. It's an emerging expert in the field, a 730 expert as well of family law, specifically trained to support real estate needs in a case. It was created by Laurel Starks, who was doing divorce listings almost exclusively in the beginning of her career in California, and she noticed there was a dearth of expertise in the area. Lawyers would just be, making news reports, reporting Asking the judge to make orders for this and that pertaining to what their individual clients needed, not necessarily what the market and what the house would need. Usually a home is the largest shared marital asset of a couple. And so the sale of that home marks The end of the marriage, but also the beginning of moving on it's usually the last thing typically in most cases child custody is taken care of first, and then financial items, and then the sale of the house, and so, we are hoping to be able to get the CDREs in there at the very beginning, so before financial Orders are made basically at discovery to, to help the attorneys understand what the potential liens are on the property, what the potential joinders might be, like what potential problems might be coming up that attorneys don't really need to worry about because you have an expert in the field on the case who can just let you know, hey, by the way, there is a problem with title and whatnot, so that you can't just make a, an order that doesn't really fit to what the clients really need. So with using me as a CDRE, conflict is mitigated because I would take on the back and forth and between the clients as an intermediary, but also as a neutral third party to help just keep everything on task and on track in regards to the real estate process and the intricacies of the listing and the sale of a home. Lawyers are prepared and then informed and then clients are represented by, as I said, a trained neutral. It's a four month course that I took and it was about 10 to 15 hours a week of work and study and I had to pass a voir dire in front of a An attorney. So, pretending I was on the stand for a case, a mock trial, and that was illuminating and enlightening. The one, the three main services that CDREs can give to the family law community is education the market stats. Everyone always wants to know, what's the market stats and what's going to go, how much is the house potentially worth, and can you put together a comparative market analysis so I can take that to the judge and determine how proceeds might be split. That's something we need to do almost right away in the beginning of a case. We also have a big community where we can learn from each other. It's all our CDREs. So we have a community online where we can have people we can call and say, I had this case come up, what should I do? And it's a really niche. So there's only like 300 of us in the country that really help each other out with different cases. We're also a source of resources, so we can get you title documents, legal descriptions, deeds, property profiles. We can do valuations, like I said, sight unseen or full report valuations. On a full report valuation, I can testify to that at the time it was done. Challenges, we can help understand if something's about to go into foreclosure, equity buyout questions, liens, creative settlement structures, and then We also like to work with CDLPs, Certified Divorce Lending Professionals, that will help us understand, because we're not lending professionals real estate agents. People think, oh what's, how much can I get this house for, what would my monthly mortgage payment be, and I always say, well, let's refer to your mortgage lender. And then finally divorce listings. We go through our own discovery process and listing process. It's very specific for divorces. It's different than a regular real estate listing process. In regular real estate listings, I normally wouldn't pull a full title report. I would, know, I would pull county records and whatnot to make sure who's on the deed. But I would let title company pull the report. Once were listed. So let's say in divorce I would pull it beforehand because there could be liens on the property that are not disclosed from one spouse to the next. There could be the spouse is not actually on the deed or on the title. There could be equity buyouts that were done just by one spouse. So there's all these pitfalls that can really hold up a case in court and your goal as attorneys is just to get the client what they need and close out, the case file and make sure that they can move on with their lives. And that's what our goal is. We are also trained in helping out, making sure people are not sabotaging their own sales. Calming down, calming the beast, as you say, and then making sure that we follow to the T and also help create court orders and proceeds distribution.Amy Goscha:
Yeah, I just wanted to, I wanted listeners to, and this is a learning thing as well for me just for us to know that there is the certification out there and to look, look for that. That's great that you had to go through even a, of WADIR and, be. Direct cross examined as an expert witness, I think what would be really great is if we could kind of start from like the start of a case. You mentioned how it's really important to get someone like you involved. Earlier on, not after the fact. So let's kind of go through that. So, say that I represent, Eric Wolf. He's the hypothetical client that we talk about on this podcast they have a marital residence. It's in the Vail Valley. They've owned it for many years, there needs to be some, maintenance that needs to be done on the property. If I came to you and said, Allie I need some help here, what is the first conversation that you would be having with someone like me or even, myAllison Decent:
client? The first conversation, if I, if you call me first, let's say, and the goal is to have attorneys call the CDRAs so that we can be put into the court order to list the house. So that's, yes. So, the first thing I would do is simply make sure that I get the names of both parties the opposing counsel's contact information as well as a list of any orders. Thank you. That have currently already gone over the bench, so, are there any restraining orders? Are there any child care custody orders? I need to know all of it especially, ones that pertain to the home and who should be in it at all times. And then I have an intake form, which I will then ask both parties separately. I usually start with the outspouse first regardless of which one your client might, Eric is, Eric Wolf, and then I would just call them and send them the email with the intake form, and the intake form just says from them as well, are there any orders, do you know of any title, document issues. Do you know who is on title? Do you know what your balanced mortgage statement might be? All these very, it's about 15 questions. And then I ask the same exact questions to the other attorney and their client as well simultaneously. And so all communication is neutral and to get as much information as I can. And then after I send out the intake form I basically make sure that I get a listing consultation with the in spouse. And I can go through that with you, so. Yeah, you'reAmy Goscha:
saying in and out spouse, and you're saying the spouse that's in living in the home and the spouse that's not living in the home is the out spouse.Allison Decent:
Yes, so that's how we define them, just the in spouse, yes, and the out spouse, and that just keeps it pretty neutral and pretty easy.Amy Goscha:
Yeah. So you sit down with, you said, the in spouse and what is, what are some of the things that you're talking to the in spouse about?Allison Decent:
Right. So the, usually we're trained specifically to not treat it like we're real estate agents. We walk in, we generally don't sit down. We let the in spouse know. First, we set up a time to walk through the home and take pictures to verify. In the meantime, I've done all the background work already. I know what's on title. I know what mortgage statements if they've, mortgage statements have been paid. If there's a 636 going on for child support payment, whatever, everything. So basically about, five to seven days after getting all that information, we've set up an appointment time and that's the walkthrough. So then at the walkthrough, it's not a listing consultation really. So I just walk in, I let the in spouse know I'm here. I'm going to just take pictures of everything and walk me through and I'm going to take my notes and that usually takes 20 to 30 minutes maximum unless it's a very large home with multiple outbuildings to just go through and then, because as spouses will have conflicting reports in the intake form of the condition of the home. And the condition of the home really matters. And so I just go see it. And then after the walkthrough is performed, then I let the in spouse know I let the in spouse know all these pictures and everything that I take is most likely going to be shared with both parties. So if there's something in the pictures you don't want to be in the pictures. Take them out. And I take pictures of baseboards bathrooms, everything., and that can also be used in court later to verify the original condition of the home when it was, about to be listed.Amy Goscha:
Yeah, and I mean, that issue of original condition or was there damage, I mean, that can be a real issue that comes up.Allison Decent:
Right, and so, yeah, I document the date and time and I have it all in a file, a Google Drive file, that I can then bring to court or share with the attorneys. And I, I share with both attorneys. I came, I went, I was admitted, I was not admitted, even though we've set up a time, maybe I'm not, the in spouse doesn't want me in the house. So then I just simply relay the information and then the listing consultation. So I always like I said, when I did the intake form, I sent the out spouse first. Then when I do the listing consultation, I do it with the out spouse first as well. That's how we're trained just to say here's what we've discovered, here's the condition of the home here's my recommendations I'm going to let these recommendations go to the court and and you work through their feelings through that as a broker. We're pretty well trained to work with people and their feelings. Everyone always wants to tell you how they're doing and how their spouse is not doing. But that doesn't matter, but we're just there to basically save the client's money by doing it. We do all that part for free, I guess you could say. We're not, we don't bill by the hour for that. We just get paid by the listing and the sale. And then the listing consultation with the in spouse in the home. Occurs after the outspouse. And then I send out emails to everyone all simultaneously saying, here are all the documents that need to be signed. Please have, please sign Mr. Wolf and Ms. Wolf. And then if either party doesn't sign by a certain time period. So then I basically just very specifically let the attorneys know, here's my time period for listing. Here's how long I think it will take to list. Here's what we need to get done. Boom boom. So that's what the listing consultations are is walking through and saying, Hey, there's no toilet in the bathroom. We should probably install one, little things like that. And so that time can take, up to a week to up to a month or two, depending on the condition of the home. And if there have to be orders made for The outspouse to come and get all their personal items out of the home. The in spouse to hire who's going to pay for someone, to fix the items, to make it market ready so they get the most money for the property. All these things are taken care of and thought of by your CDRE, that's me, so that the attorneys can focus on the other super important issues that they're also dealing with in the divorce. Yeah, and IAmy Goscha:
like that it sounds like everyone is also getting the same information because a lot of times how this plays out is the two parties are working with each other. And, as the attorney, I'm not always privy to, everything within the process and not that I need to be, but at least the high level stuff I think is great. to have that information. So it really sounds like you have a good process and also just communicating, the information so everyone has the same information.Allison Decent:
Yeah, and that's what's really important to build trust and to show that you're equitable and fair. My, my job as a CDRE in this community, I'm the only one, is to really just say I'm a neutral third party. I can be hired by one side or the other side. Or it can be hired by both as a, as an expert on the stand, but I want to make sure that everyone knows my reputation really matters. If I show any kind of, once you lose trust, you've lost it all. So the whole point is just to say, if there was four minutes between my emails, that, that shouldn't be a big issue, but as long as everyone gets the information, and I don't bombard the attorneys with information unless they ask me to. If you want to know every little bit, I can simply email you every little bit. If you want to just know, like you said, only the important parts, that, that's easy to know. If you want to know the most important thing is we just let the attorneys know, hey, this is not getting done on time. Or this was finished, and this was finished in this capacity, and therefore we now can list it for 50, 000 more. Yeah. The important things that really matter, like the money, and who's not cooperating. Not, is the house clean? I can... Yeah. Well, and also the personAmy Goscha:
who someone's not cooperating, I mean, this stuff happens fast in real time. As a real estate agent, like if a house goes under contract or a counter, offer needs to be made Yeah. And if a party is not cooperating, I mean, as the lawyer, hopefully I've thought of, a way to resolve that issue, and a lot of times what we'll do is we'll, hire an arbitrator, because the courts get pretty backed up and they can't, deal with these, what I'll call day to day, issues all of the time so I think, as a family law attorney, a lot of times I'm talking to my client about, well, maybe it makes sense to have an arbitrator in place, if the 2 of you can't, agree upon this but it sounds like with your certification, you could probably. Help field some of those things to hopefully, let them reach an agreement. Or. At least get the correct information and to get ahead of it to give that to theAllison Decent:
attorney. Absolutely. And we're specifically trained in that. We have specific documents that we can use specific we call them grenade emails to, to land and just say, hey, judge or, hey, attorney, if this doesn't get done we'll have to delay closing. We might lose the buyer. And in a shifting market, you definitely need that that to happen. And you need someone who's my, my role is just to live within the transaction. And then of course, to let you know what's happened. I basically simplify the process for you. I say, here's our timeline that we've agreed upon. If it needs to be put in an order, then it should. If you think it doesn't. And then if anything goes wrong or if anyone is difficult in The court room or in my transaction. Then, of course, I'll let you know and it's like the deadline has passed. Here's my communication email. Here's my text sent to them. Here's what was sent back. Here was not sent back. That way, and then you can use that to help leverage the client into, well, the goal is to sell the home. You're preventing that. We need to do an emergency order right now or something really quick right now, because we don't want to lose the buyer and we also don't really want to let the outward community know, hey, this is a divorce sale. It's a fire sale, because that's what people hear when they think divorce, and that's not true, especially in our market today. And so, to keep the property on time and in line eventually it'll come out, but it's not, it shouldn't impact the sale of the home and the price of the home and the money that the parties get. So, my job is to make it as clean as possible.Amy Goscha:
Yeah, and I've known you for, a long time. You're, you also are very good at creative solutions. My guess would be in this role as an expert. You're also probably coming to the attorneys and the clients with maybe some possible solutions and recommendations. Is that true?Allison Decent:
It absolutely is true. And then, of course, I would I'd also be asking my other, my fellow CDREs, I'd also consult with a CDLP and say, let's have some, what can we do with this? Let's say one of the, let's say the in spouse, which is pretty typical right now with the market the way it is, wants to buy out or wants to stay in the home. Hey, before we even go through this process, let me call my CDLP. Thank you, Amy, for giving me Eric's downloads. Contact information. I've talked to him. I've talked to his ex wife or his wife. Let's discuss can they, can he buy her out? How much is the home worth? Those are the important things. And then when he does buy out, then it comes up to the CDLP. Well, how they can come up with creative solutions on how to do the financing part. I can come up with creative solutions on how to market the property and how to get people to agree. I'm not a professional mediator. But as a real estate agent, I'm kind of like the. He's the hairdresser of the business world. Everyone tells us everything, which I love. But it's also, that's why we have our separate Code of Ethics as CDREs. It's on top of the National Association of Realtors Code of Ethics because anything told to me in my chair it stays with me. And so that's something that's important as well. Yeah, no, that's great.Amy Goscha:
Even as a family law attorney I sit down with my client and I have to have the conversation of, Okay, you want to keep the house, but can you financially keep the house? And it sounds like someone in your position could also be having that same conversation, in more detail to kind of get them to realize that. Okay, it might be the biggest marital asset, but if you have, if there's a lot of maintenance costs or deferred maintenance, have you, do you know that you need to put a new roof on the house next year, and it's going to cost you thousands of dollars? I think it's part of that realization that maybe, you want the house to keep things normal for the kids, but, is that actually is that a good financial decision to make? Thank you.Allison Decent:
Right. Yes. And then, yeah, basically what's the rate in term? Can you do a cash out, mortgage assumptions? Can you do a mortgage assumption if the original mortgagee is now in a secondary position? All those things that I'm not really trained on, but I know about because I work one on one with a fabulous CDLP, Jason Gordon, actually. And yeah. He's out of California. And basically right now, many in spouses cannot qualify for equity buyouts. And so that's the struggle we're having. And so then my job, and I want to be there for that very first conversation with the, whoever they choose as their lender to work with, because then they would turn to me and say, well, well now we both need to get, a million dollars each out of the home. How do we make that happen? Right. We don't get along, but we need to have. This much equity so we can then move on to something else. And my job is not to think, Oh, I'm going to sell the house and now I'll get two more sales out of it. No, a CDRE is different. We're not regular real estate agents. My job is solely to sell the home. Then, once the home is sold and closed I work with one party or the other, and that's actually really important for me to point out, because if I have spouses and I'm selling the home, I'm not working with either of them individually on the side to get her a condo, to get him a home somewhere else. I refer that to one of my colleagues who's a buyer broker, because I'm not in it for That, three sales. Woohoo! That's not what I do as a CDRE. That's against our code of ethics. And so we are there to list the homes that remain neutral because at any point I could, I could be pulled in the court and said, well, he was talking to, she was talking to my ex wife about a house. And so they're chummy over wine one day, and then, so that means she's not, her original report is not a fair and equitable. So that could, I don't want to ever be compromised. In that way, and that's not what a CVRE does, so.Amy Goscha:
Yeah, and I think one thing to highlight about your background, we were talking about this before we recorded today, is that you went to law school.Allison Decent:
Oh, I did, yes. IAmy Goscha:
mean, I feel like you're in a unique position to kind of understand, even though you don't practice family law as a certified divorce real estate expert, you just have a unique background for being able to come up with solutions, but to, help people through thisAllison Decent:
process too. Yes, and that's what really drew me to it. In fact, a lot of I was just at a conference in San Diego with the National Conference for CDREs last week, and a lot of them got into this process as real estate agents as a speciality because either they themselves went through a divorce or they themselves went to law school but no longer practice or they, it's interesting that it's this niche of hyper vigilant, super go getting experts who really love real estate, but also really love people and really love the legal community and educating the legal community on what you can and cannot do and what is so important so that real estate agents know what's happening in the market and lawyers don't have to, I mean, they don't, they just say, Hey, what's going on with the market up there? Or so it keeps a The burden off of your plate makes it more judicially fair for your clients because you don't have to charge them to, figure out what's going to happen with the real estate on the back end. You just get What I need to do from the attorney from me to you, and then you save time and effort that way and just say here judge, or here's what we need to order, here's what we need to discuss and that saves you time and it saves you discovery time that I get to do for you. So,Amy Goscha:
yeah, no that's fabulous. I think, everyone is always wondering, what are some of the challenges or I guess advantages of the market right now and what are some things that you're seeing, that people are having to deal with when it comes to divorcing and just the state of the market?Allison Decent:
Well, like we sort of touched on a little earlier with the equity buyout, right now the market is so high in value and we still have we're seeing a lot of people needing to sell the home instead of performing an equity buy it, buy out. And because the home is simply worth so much money. becomes an impossible task for either party to perform. And so, the current sentiment across the market, I think it's because people wish it to be and I feel this way every morning, but the stats I look at tell me I'm wrong is that the housing prices are coming down and more property's going on the market. But in reality, and I just looked this up an hour ago to make sure I was correct, but our private Prices are even higher than they were this time last year this time last week. So, now we, let's say the Vail Valley. I did a Vail Valley search. So this is from the Glenwood Canyon all the way to East Vail and every place in between. Arrowhead condos down to mobile homes, right? We have 280 homes on the market out of 34, 000 properties. And so that, that does impact how much properties are going to be worth. The. We are up 22 percent from this time last week because the market changes weekly, it doesn't change every six months. Right now we're in a fluctuating market. Condos and townhomes are highly in a seller's favor because they're usually smaller so then their price per square foot is much higher and buyers are willing to pay less than 2 million for a three bedroom condo. Homes are a little bit less than that. Price per square foot but that's what's causing our market to be in flux. And so basically we've had 26 closed sales. Happened last week, and we, that's down 26 percent from the week before. So every week it changes. For instance, we'll go into the median sales price, so that's, represents the midpoint value, where the price for half of the closed sales is higher, and half of the closed sales is lower. The median sales price right now is 1. 6 million. And out of those, 59 were above 1, 000, 000 and there was 107 closings in August, so that's more than half were what we call luxury above 1, 000, 000. And so That means that most of them are the median sales is one six. The average price right now is two five. So that just means that more of the luxury, more of the higher end or market are listed right now. And there's very few, if any thing that is what we call a median to affordable sales price in a home. And so to do a buyout is really difficult right now. And so it's best to simply sell it and work, what you're going to do from there on out. So, That's kind of my real time market status. Now the properties really are you're not seeing a massive correction, but people are noticing, let's say on Zillow, I had a client call me yesterday and say, well, Zillow says the prices are coming down. I said, that's great, but not in what you want. He wants something that's brand new. And so, of course, those are up, they're over 1, 200 a square foot right now. Homes that are, and they're not compromising, those properties sell above asking price. Properties right now are selling about 96 percent of asking price across the board. I've seen something as low as 80 percent because the house was trashed. So, individual sellers are coming down in price with individual buyers if the properties have not been updated, if they have not been maintained, if they have not been if the buyers don't see a potential. So if you're asking... 2 million for a single family home because it's a divorce, but the single family home needs 500, 000 in upgrades that the house down the street that sold for 2. 2 million had. That really matters. I mean, that changes people's lives. That's a lot of money. You need someone to say, well, it's not worth that, or it is worth this. And if you do these things, this list of items, you can get more for your home, and we can do it faster, and you can be finished with this portion of your life. So, that's what we're trying to get to get done.Amy Goscha:
Yeah, no, that's really helpful. And then, just so I don't forget, you said in your role as a certified divorce real estate expert. You can actually, I just want to make sure I heard this right, you can do an appraisal, you can do an appraisal, right, for the value of the home?Allison Decent:
No, I'm not a certified appraiser by the state of Colorado, but I can do a fair market valuation, an FRP, and that is Used, it can be used in court as almost as an appraisal, but it does very specifically say on there, I am not a certified appraiser because I'm not, but I can testify on the witness stand to that fair market valuation from the time I did it to support or backup data. But like I said, the difficulty right now is that properties are changing every week. If you have one more listing in Eaglevale, it, that throws off the whole market, cause there's only three. Three, if you have, well, if you have two sales in the span of one day, that changes, how much you can probably ask for a property because we have so little on the market. That is really the struggle that us real estate agents are coming up with now is accurate pricing because it's really day to week. It's not. It's no longer month to month. So yeah, no,Amy Goscha:
that's interesting. Thank you, Ali, for that update. Well, for our listeners how can they get ahold of you? I mean I'm very excited that you now are a certified divorce real estate expert. And I think a lot of people could utilize your expertise. How can they, how canAllison Decent:
they contact you? Well, they can always call me at(970) 445-8144 or you can check out my website, a decent agent in vail.com because I am Allie decent and I do enjoy wordplay and that's my website and it has gives you access to how to email me and contact me. You can check out real time market stats there as well. And And then I also have a page specifically designed for certified divorce real estate experts and what I do there. And then I'm going to be updating that on LinkedIn and I'll have my own Instagram. And that Instagram will be a decent agent a decent divorce. So. But I will update you on those hashtags when I get them. Also if you're an attorney and you are interested in knowing more about me and what I do and what areas I serve and how you can find a CDRE in your area, feel free to call me or email me at a. decentatkw. com. Also you can check out cdrevault. com. That's c d r e v a u l t. V A U L T dot com. That will give you the closest CDRE in your area and state. As well, if you are from Colorado or any of the outside areas and you are interested in getting some of your certifications completed as an attorney in family law, I offer once a month a Class for your CLEs. And so, and they're basically all based on family law, and they're worth two CLE credits. And they're free to you if you contact me, and I can give you my passcode. And also, if you would like, I can update you in monthly emails that update you in market real time on what's going on with the law. in your area and what's going on with the legal issues in real estate is at the federal level and at all the levels. So if you want that current update and you want that for free just let me know and I'd be happy to put you on my list. I want, my goal is to educate the legal community and to keep keep us working together because we really have these four factions of real estate, the mortgages, The real estate agents, the lawyers and the clients and we don't work together and we're all professionals and we really should work with more congruency. So I agree.Amy Goscha:
Yes. Congruency and collaboration. Well, Ali, it's been a pleasure. Thank you so much for coming on today and talking about that certification. And our listeners, I'm sure we'll be reaching out to you. Thank you for another episode at DivorceAllison Decent:
at Altitude. Thanks Aimee.Ryan Kalamaya:
hey everyone. This is Ryan again. Thank you for joining us on Divorce at Altittude. If you found our tips, insight, or discussion helpful, please tell a friend about this podcast. For show notes, additional resources or links mentioned on today's episode, visit Divorce at Altittude dot com. Follow us on Apple Podcasts, Spotify, or wherever you listen in. Many of our episodes are also posted on YouTube. You can also find Amy and. Law or 9 7 0 3 1 5 2 3 6 5. That's aaa.